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The students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi Fang十年前，高中生YOYO应父母的要求到英国与指腹为婚的张十三完婚，两人商议假结婚却在这期间产生了真感情，并走过十年婚姻。经过十年磨砺， 年龄的差距让已到而立之年的十三越发渴望安定的生活，他与YOYO之间的摩擦不断升级。每到争吵时， YOYO便扬言要离婚。 在十三和YOYO的一次吵架中，两人分居了，十三遇到女学生董怡，YOYO遇到了青梅竹马的富家子林书浩，他们十年的爱情最终是否会继续下去呢2. Continuous affirmation method《太阳的后裔》以美丽的南国风光为背景展开，是一部通过处在陌生且极其恶劣环境中渴望爱情和成功的年轻军人和医生的生活来展现生活意义的大片级治愈系罗曼史。讲述了特战部队海外派兵组组长刘时镇（宋仲基 饰）和外科医生姜暮烟（宋慧乔 饰）在韩国和派兵地区之间往返相爱的故事。剧集以20世纪50年代的西班牙为背景，一个年轻人的父母从墨西哥把他叫回家介绍给准新娘，但当儿子和芭蕾舞演员拉扎罗一起回来时，家人被吓了一跳。他们意识到，要想先于西班牙专制政府一步，就必须有人得死。